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Additionally, like Beem, to use the app with a group of people, everyone needs to download the app individually.įrollo is a free Australian budgeting app. Splitwise is free to download, but there are in-app purchases if you want to access the app’s ‘pro features’, which include no ads, currency conversion and the ability to save default splits. Splitwise is a bill-splitting app that automatically splits payments between members of a group and tallies up who-owes-who what. Splitwise is another app that could help you manage shared bills and expenses. WeMoney says it uses bank-level encryption, but as with any budgeting app, it’s important to weigh up whether you are comfortable sharing your personal information.

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Additionally, to create an account you will need to provide some photo ID (such as a driver licence or passport). But, it’s important to note WeMoney only displays offers from its partners and may not cover all your options. Other features include the ability to check your credit score and an offers section. Through the app you can automatically categorise your transactions, track your bills and subscriptions and set monthly budgets and money goals.

This can give you a clearer picture of your net worth. Through the free app, you can connect accounts, including supported savings, loans, credit cards, super, buy now pay later, investment and cryptocurrency accounts. WeMoney is designed to give you a ‘360-degree view’ of your finances. Buddy is also only currently available on the App Store. It currently costs $4.99 per month or $34.99 per year.

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You can also sync your transactions with a partner or loved one and create shared budgets.īuddy is free to download, but you have to pay a subscription to unlock full functionality of the app. Instead, you can add transactions to the app. Unlike some other budgeting apps, you do not have to sync your bank account to the app.

For Standard portfolios, it is currently $3.50 per month for accounts under $15,000, or 0.275% per year for accounts $15,000 and over.īuddy is a Swedish budgeting app that allows you to create budgets and track your expenses. Raiz is free to download, but there are fees when you start investing. You can also see where you spend your money based on categories like ‘shopping’ and ‘food and dining’. Raiz also offers a My Finance feature, which gives you a personalised overview of your spending and forecasts your future cash flow using your linked accounts. Raiz is best known for its ‘round-up’ feature, which rounds up your transactions to the nearest dollar and invests the change.

Google Play rating: 3.8, 12.5K ratings.Īlthough Raiz is primarily a micro-investment app, it also includes some budgeting features.

However, all members of the group do need to have Beem downloaded and set up to use this feature.

That means one person can pay the electricity bill with BPAY, for example, and then request payment from other people within the app. But it also comes with other features, including a tracking and splitting feature for shared bills or group expenses.Īlthough it’s not strictly designed for budgeting, Beem could be useful to help stay on top of shared expenses, whether that’s with housemates, a partner, your family or friends. Through the app you can pay and receive money in a matter of seconds.

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Or use the QR code on this page to take you there.īeem (formerly Beem It) is a free instant payment app owned by Eftpos. Plus, there’s a built-in credit score tool, and you can compare a range of products (such as loans and savings accounts) and services (such as phone or internet plans) with Canstar and Canstar Blue all in one place, without leaving the app. Other features include bill trackers, goal setting and challenges. The app then automatically tracks and categorises your transactions into groups, so you can easily see where you are spending money and where you could cut back. It’s free! Canstar AppĬanstar’s free budgeting app allows you to log in and connect multiple accounts, including your bank account, savings account, credit cards and loans, and view them all in the one place. While you are exploring budgeting apps, you might like to check out Canstar’s App, the all-in-one money app to help streamline your finances.